Why the name ‘Sparkling Suitcase’?

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Our head is just like a suitcase- the lighter, the better ! But if stuffed it becomes difficult to carry it! Similarly the negative thoughts, stress, unwanted distractions burden us and makes it difficult to be happy! So keep it light ! Just smile  and sparkle!

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6 Steps To Recover From Financial Disaster

If you’re suffering from a serious financial setback, don’t worry – you’re not alone and there is a solution.In fact, the recent stock market crash, real estate decline, and banking panic has left many people in the same position.
And if the recent financial crisis wasn’t enough to take you down, it seems many people found their way to financial disaster through more traditional routes like divorce, overspending, medical bills, or bankruptcy.
The reality is more people than ever face serious financial difficulty today.
Regardless of what caused your financial setback, your path to recovery and prosperity will require a common set of action steps.
You may believe your situation is unique, but many have walked this path before you. The road to financial recovery is well-worn, and the steps to come back after financial disaster are fully proven.

Recently experienced a financial setback? It happens to the best of us. Fortunately, there’s a proven 6 step process you can take to get back on your feet. Discover it here!

Step 1 – Accept Your Situation

The starting point for financial recovery is to stop wallowing in your misery and accept reality.
Yes, it’s a bummer. Yes, you’re likely the victim of somebody else’s wrongdoing. Yes, it’s devastating.
Most important of all – none of that matters now. What’s done is done and there is no turning back.Resisting what’s already a fact is futile, so don’t waste your energy. Accept reality.
Living in the past only makes forward progress more difficult. Instead, accept the setback, let go of it, and commit to forward movement.Not because it’s the right thing to do, but because it’s the best way to help yourself.

As long as you waste your energy wallowing in your misery, you’ll have that much less energy to dedicate to solving the very real challenges you face to move forward in life.

The best defense is a good offense, so get out of defensive mode and get started on the road to recovery with a clear offensive strategy.
Step 2 – Take Inventory

The second step to financial recovery is to take inventory of your current situation.

You must know what resources you have, and what liabilities you face, when developing your plan to come back from catastrophe.

You have to know where you’re at now before you can develop a realistic plan to get where you want to go in the future.
It’s no different than using a road map to plot your path to a destination. In order to plan the route to reach your goal, you must first locate where you are now on the map.
It’s the same thing financially – you must define your starting point based on what is true today.

Ask yourself the following questions to assess your situation:

What are your remaining assets?

How much money do you owe?

How much income do you bring in each month?

How much do you spend?

What is your credit score?

Are they any long term implications to the financial disaster (alimony, health issues, I.R.S. liens) that must be included in your recovery plan?

Know where you’re at now so you can form a plan to get where you want to go.

Step 3 – Define Your Goal

The third step in your financial recovery plan is to define your objective or goal. You must determine where you want to go financially.
Staying with our road-map analogy, this step is akin to locating your end destination on the map.
Once you know where you are (step 2), and you know the end destination (step 3), it’s simply a matter of plotting the course to get there (step 4).
Setting your end destination is the same thing as setting a goal.
The “S.M.A.R.T.” goal setting system provides helpful guidelines:
Specific: There must be a clear and definable end result. For example, “I want to make more money” is too vague and general, but, “I want to have $10,000 per month residual income after taxes by January 5th, 2017″ is specific and points you in a clear direction.

Measurable: You must have some way to measure your progress toward the goal. In the example above, the measurement is dollars of residual income per month. I also encourage you to add interim goals along the way to break big goals into more realistic chunks. For example, how much residual income should you have one year from now? Three years? Five years?

Attainable: There’s a fine balance between setting a goal that stretches your ability while still remaining within reach. If you set a goal that’s too easy, then you’re not challenging yourself. If you make it too hard, then you’re setting yourself up for failure. A properly designed goal achieves that razor-edge balance that stretches your comfort zone without being out of reach.

Realistic: If you’re deep in credit card debt and filing for bankruptcy, it probably isn’t realistic to set a goal of becoming a millionaire in 12 months. Enough said?

Timely: A goal without a deadline is just wishful thinking. You may want $10,000 per month residual income, but unless you include a date for this to occur by, it doesn’t qualify as a smart goal. It’s just wishful thinking. Give yourself a deadline.

Step 4 – Develop Your Plan

Now that you have your goal for financial recovery and you’ve assessed where you’re at today, the next step is to develop a plan that bridges the gap between where you are now and where you want to be.

Staying with our road-map analogy, you need to figure out the most efficient path to get from point A to point B.
It’s important to note you must balance offensive and defensive strategy at this point to keep the process fun and fulfilling.
For example, one mistake I often see people make when paying down debt is to do nothing but pay down debt. The problem is that’s not very fun or very rewarding for most people.
One solution is to balance paying down debt with adding in a little tax deferred retirement savings or other assets.
The reason is to experience some emotional satisfaction so you feel rewarded by the asset growth, which increases your odds of staying with process long-term.
We aren’t robots: our emotions are part of the process and must be honored.

Step 5 – Take Action

The fifth step – taking action – sounds obvious when reading it, but for some reason, it eludes many people in practice.

The reason it’s important is because a plan for financial recovery is nothing more than wishful thinking until it’s converted into action.Nothing happens until you take action. It’s where the rubber meets the road. Action is the fuel that converts goals into tangible results.
A lot of people dream about improving their financial situation, but few take consistent action, and that makes all the difference. The ability to consistently and persistently direct meaningful action toward achieving a goal is what separates successful people from those who are not.
Step 6 – Correct And Adjust
As you take action, the one result you can be certain of is you’ll learn from your experience – and mistakes.
You’ll improve your skills and become more knowledgeable as you take action. That’s why you should never try to perfect your plan from the beginning.

Instead, just get started with a reasonably intelligent approach and correct course as you learn more.
The wise goal achiever knows that perfection is impossible, but correction is desirable; therefore, he just gets started as best he can. Then, he adjusts along the way to achieve his goal more quickly and efficiently.

Seldom (almost never) will your first plan be your best plan, so don’t waste the effort trying. Starting immediately is more important because you’ll have plenty of time to correct course later.
Perfection is impossible – correction is desirable.

That’s it – six simple steps that can help anyone turn the corner following a financial setback. Now that you know what to do, having a concrete wealth plan to achieve your financial goals might help you stay focused.
And if you have any other tips I left out, please add them in the comments 

(I was reading this article from financialmentor.com. Found it amazing! Hope it helps. Good day. )

One Indian Girl: A book review 


Chetan Bhagat, the author of one of the best selling fiction book one Indian girl has written about Radhika Mehta, a middle class Delhi girl who made it to the iim and earned million dollars from her investment banking job at Goldman Sachs in New York.

She waa a nerdy girl who never dated guys or waxed. She met Debu, a marketing professional in New York and fell in love with him. He eventually left her thanks to her salary and career focused attitude. He wanted someone who could stay back home to take care of the kids and made lesser than him. She was broken, depressed and annoyed. She even flung her iPhone in the Brooklyn bridge to loose contact with debu.

She moved to hong Kong where she dated her senior colleague Neel who was 20 years older to her and was married with two kids.There was no commitment only love. Rather lust. She felt guilty and insecure. She had no future with that man. She wanted a family too! She left Neel and hongkong to get married to an Unkwon guy her parents found for her from a matrimony website. 

She was in Goa for her destination arranged marriage with Brijesh Gulati when her both exes come to apologise for the past and convince her to marry them instead. 

It all ended with radhika calling off her wedding and not marrying anyone. She went back to her work and happened to meet Brijesh while traveling. He still loved her and she was only in tears was her past. 

Some excerpts 

A visit to India’s own Disneyland: Imagica❤️

We recently visited imagica, a Disneyland theme park located near Mumbai. It takes 3 hours to drive from Mumbai to Khopoli. It is an amazing place! 

We entered Snow Magica when we entered the park. It was hot and we decided to cool down before taking the thrilling and fun filled rides.

Papa taking a walk on the snow. 

My little sister on a merry go round. 

The alibaba castle is so beautiful 😍 

The scream machine. Me and pa shared a lot of courage, laughter and screams! 

The map of the theme park 

Chotu playing a pirate and splashing water on fellow visitors.

It looked like ….

Before the gold rush collect roaster.

Inside an igloo in the snow world. 

By the reindeer.

It was a beautiful journey! We loved the thrilling experience. Thank you adlabs Imagica! 
How to reach imagica ? 

From Mumbai, Pune: there are many bus services which connect the place. 3 hours by bus. 2 hours by train and then take a bus.

Park timings : 10 am to 6pm 

Ticket prices: 1600 rs inclusive of the snow park on weekdays.

The Monk Who Sold His Ferrari : Book Review 

With words comes power that an author pumps into your head. You are magic Mr. Robin Sharma! 

What a super book! A story of a lawyer Julian, who lives a very busy, out of balance lifestyle and who suddenly collapses in the courtroom one fine day. He is the most renowned, respected and powerful lawyer of his times. The greed for money and the hunger for fame makes him peace blind. 

Only after he collapses, he decides to quit his profession and come to India 🇮🇳 to find the real meaning of his existence. 

He wants to meet the monks in Sivana also known as the sages of Sivana who are known to live for over hundred years with utmost happiness and enlightenment. He happens to meet yogi Krishnan who changes Julian’s life altogether with the help of his teachings. 

Julian then goes back to his hometown to share the secret of happiness and success with his former colleague John and the beautiful chapters unfolds one after the other. Written with heart touching and inspiring examples, It is a brilliant and a must read book. 

Here are some excerpts:

1. Find out what you truly love to do and then direct all of your energy towards doing it. Once you are concentrating your mental power and energy on a pursuit that you love, abundance flows into your life and all your desires are fullfilled with ease and grace ! 

2. Never forget that there is power in silence and stillness. Stillness is the stepping stone to connecting with the universal source of intelligence that throbs through every living thing. 

3. Fatigue dominates the lives of those who are living without directions and dreams .

4. Questions are the most effective method of eliciting knowledge. 

5. Spending one hour a day tending to yourself will surely give you dramatic results in 30 days .

6. The quality of your own life will come down to the quality of your contribution. 

A visit to Red Carpet wax museum 

We recently visited the much hyped red carpet wax museum at R- city mall, ghatkopar, Mumbai. Located at the corner of the first floor, it is quite a hidden museum. They charge 400 Rs for an adult entry and 250 for kids. 

What we liked? 

1. There were props besides each statue and the staff helped the guests use props to take pictures with the statues. 

2. The lights and the music matched the theme of each statue. 

3. The entry to the museum gives you a feel of the red carpet. There are tons of camera that flashes light and cheers for you when you enter the museum. 

What we did not like? 

1. There are just about 20 odd statues. We expected more. 

2. We completed our tour in less than 30 minutes. The prices can be slashed on weekdays. 

Captured: 

Sis playing guitar for Michael Jackson. 

Me trying to scare my sister in the haunted house (bhoooooo) 

With Mr. Barack Obama.

Playing a pirate. 

Hey Jackie, show me some moves!

My childhood crush ….Harry Potter 😍

Bless me sir Einstein

She is the Queen of the queens 

A Do or die leader. Our beloved Bapu.

A 3D animation at the museum 

Survivor…

Bow to the Star warrior!

Angelina Jolie, you have always been my favourite

Playing drums 

With the badminton ace Sania Nehwal. 

Let’s play WWE

ZOOPPPP…. look behind you little girl 

Gangnam style ! 

We hope you enjoyed reading our post!

My strangest dream

Thanks a lot curiosityalive for this wonderful idea of writing about my strangest dream.

Me and my friends- Nisha, Rita, Julian and Karan decided to go for a picnic to a National Park. 

We packed our lunches, some important things like mobile, torch, an old map, caps, and  binoculars. 

We rode our bicycles to the park. We decided to go exploring the caves. We went there. It was open to the public but not a single person was to be seen there. 

Still, we went inside. It was nothing much actually when we started. Chattering and laughing, we did not realise where we have come. We did not pay attention to the routes we had come through.

We tried our best to find the way out but we failed. Alas! We were lost in the dark, deep caves which seemed to have no end, with just one torch to guide us. 

Tired, we sat down. We tried a hundred times to place a call but we could not because there was no network. We had some food, not as merrily as we had expected to, but at least trying to smile to cheer each other up.

After we finished our meal, we stood up, to again hopefully find the way out of this awful labyrinth. Well, we had hardly any hopes because it was almost 4 hours since we were wandering in the caves.

Suddenly, Nisha fell after her leg went against something like a handle coming right out of the wall. When we shone our torch around it, we were alarmed. There were small peices of bones and some mysterious drawings which looked like some ancient symbols.

We could have at the most took a photo of it and moved on. But there was something which tempted us to pull the handle. Julian moved it in a certain way, and as quietly as it could, the wall moved like a sliding door. But when we went inside, lots and lots of bats appeared from out of the blue and I opened my eyes, trying to catch my breath, lying on the floor besides my bed.

It wasn’t a complete story. It made me think about it day and night. What was in that secret chamber? Was it a treasure or something? Or a secret hiding place? Did we find out way out? What happened next? These questions still bother me and I just can’t help thinking about it.

Have you ever got such a weird dream?

25 principles I adopt as I turn 25! 

It is going to be my 25 th birthday on the  4th of September(hurray!) quarter century down the life line.

It is 1AM right now and I just finished talking to my best friend who is more excited than me for planning my birthday dinner. I was reading a book before she called and I suddenly feel less excited to hit the dance floor, to party hard or to keep our usual plans on. I rather want to read my book, go on a walk by the beach or make myself a hot chocolate. 

25 principles that I adopt:

1. Choose happiness. Be it your job, your friends, your hobbies or your favourite web series. Do what makes you happy

2. Fix your problems rather than procrastinating.

3. Kiss mommy often 

4. Keep cellphones away. It is such a nuisance. We are glued to it all the time. 

5. Make few but true friends 

6.  Invest in stocks 

7. Get up early in the morning to make your own lunch before heading to work or study 

8. Stop eating junk

9.  Plan funds for your wedding 

10. Plan funds for a foreign trip with parents before getting married 

11. Go with lesser money to shop clothes. They are waste of money. Buy gold instead 

12. Stop watching crime patrol and negative serials on the television 

13. Pat everyday to Shiro, he is my building dog who keeps following me every morning as I catch an auto and I simply avoid him. 

Spend time and value people who care for you and your pet who cares even more but cannot express by words. 

14. Stop freaking out of lizards 🦎 they actually help keep pest at bay 

15. Give time to your hobbies 

16. Oil your hair occasionsly 

17. Eat dry fruits 

18. Listen to your body. Rest when necessary 

19. Keep a poker face. Keep things to yourself. Do not show your emotions  or trust people unnecessarily 

20. Say ‘ thank you ‘ more often 

21. Go to temple with mom and help her buy grocery 

22. Drive on weekends. Learn to drive on a highway 

23. Stop applying make up everyday. It is completely fine to have Dark circles or tanned lips 

24. Laugh your heart out each day. Promise your self to do it. I feel blessed to have half cracked and light hearted friends around me. Keep aside the Sophistication. Fart out loud and laugh 😂 

25. Eat less cake today ! Calories count! 

Thank you in advance for your birthday wishes. I am glad to have 150 bloggers follow my blog in just 4 months. Thank you again. Stay blessed! 

The Alchemist: Book Review 

    Paulo Coelho has beautifully written a story of a shepherd who had a dream of a treasure in a far away land of Egypt. Alchemy is the science of conversion of lead into gold. Here the author means the conversion of a normal man to a learned and wise man. The one who is not scared to take chances and follow his destiny and the one who listens to his heart. Who can understand the unspoken words and the one who knows the reason of his being on earth. 

The shepherd was scared at first to follow his destiny but one fine day he finds the courage to follow his heart into distant lands to find the hidden treasure (all thanks to an old king who was none other than god) He sold his sheep and set out with the money. He was robbed on his way. He was beaten. He lost everything. His courage was shattered. He worked at a crystal shop for a year and gathered enough money to cross the desert and reach the pyramids.

He joined a caravan where he met other people who wanted to cross the desert too. He fell in love with a women of the desert at the oasis. He did not want to leave her to find the treasure but she gave him the strength to follow his dreams. When he moved on, he was stuck in a war of tribes in the desert and was about to die when an alchemist saved his life who taught him lessons of life. He finally reached the pyramids and understood where his treasure awaited him. 

The book says :

1. Where your treasure is , there should also be your heart.

2. When you want something, all the universe conspires to help you achieve it. 

3. Never stop dreaming. 

4. Intution is a sudden immersion of the soul into the universal current of life, where the histories of all people are connected and we are all able to know everything because it’s all written there. 

5. We are afraid of losing what we have , whether it’s our life or our possessions and property. But this fear evaporates when we understand that our life stories and history of the world were written by the same hand. 

Recipe- corn chaat

Thanks a lot tachiwi (bajezen.blog) for asking about my comfort food.

This is my favorite and also a very easy dish to make. And the best thing, it is healthy!

You can make it in several ways, as you like. As for me, I am a pure vegetarian and also a very very lazy person ( at least in terms of cooking). This is the way I like to make it.

Ingredients:-

1. Boiled corn.

2. Mayonnaise and cheese.

3. Salt, oregano, pepper, chilly flakes and lemon juice.

4. Basil(Tulsi) leaves or mint leaves and tomato sauce for garnishing.

Instructions:-

 1. Melt the cheese.  

 2. Add the mayonnaise and mix well.

 3. Add the corn and let it absorb the mixture and add the spices and salt. 

 4. Off the stove after 2-3 minutes of cooking and garnish with basil/mint leaves and tomato sauce or as you like.

 5. Serve hot and enjoy!

It never takes me more than 15 minutes to make it. Delicious! Let me know about your views in the comments.

Ask for a post

Thank you so much guys! 

Just because of your love and support, we have crossed 100 followers! We had never expected such a big and bright response for our blog in just three months. But you guys always encouraged and inspired us to write our best and we know that you will always do.

As a piece of gratitude, we want you to ask for a post. It can be anything- a recipe, hacks, reviews, news or just any simple scientific question that just passed through your head, etc. Just comment what you want in this post. It can even be a post with just pictures. If we think it’s a relevant subject, we will write a post specially for you, mention you and let you know about it.

Again, thanks a ton pals! I hope we’ll have some really interesting things to write up for you.